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Tyler Tribute
Tyler, Minnesota
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March 11, 2015     Tyler Tribute
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March 11, 2015
 

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Wednesday, March 11, 2015 Area Tyler Tribute - Page 11 Roth IRA: The versatile nest egg You may be familiar with the Roth IRA's benefit of providing tax-free growth for your retirement nest egg. But did you know the Roth can also be an effec- tive estate wealth tool? Here is how the strategy works. No Required Withdrawals Unlike a traditional IRA, the Roth is not subject to the same rules that force you to begin taking with- drawals after you turn 701/2. You are free to leave the balance of your Roth IRA untouched to accumu- late as many tax-free dol- Marjean's Money Memos By Marjean Ossefoort Registered Representative INVEST, Jorgensen Financial lars as possible for your estate. Paying the Taxes Of course, you will have to pay taxes up front on any accumulated earnings and tax-deductible contri- butions when you convert funds from a traditional IRA. Ideally, you'll want to pay the taxes out of non- IRA assets, so the full bal- ance can grow tax-free. After Death When your heirs inherit your Roth IRA, they won't owe any income tax on withdrawals; but, the ac- count will then fall under the same minimum with- drawal rules that apply to the traditional IRA. Depending upon your personal financial situa- tion and family circum- stances, the Roth IRA could be an effective estate wealth tool, enabling you to set loved ones up with future tax savings and an income source that could extend over many years. Submitted photo BH Electronics supports United Way BH Electronics, Inc. is a strong supporter of the United Way of Southwest Min- nesota. Employees contributed $1,903 through payroll pledges, donations and special events and BH Electronics made an additional investment of $2,500 for a total campaign of $4,403. The United Way of Southwest Minnesota is proud to have BH Electronics among its supporters. Thank you for your investment and for LIVING UNITED. Pictured are Rhonda Meyer and Julie Stuedemann. News from around the area Balaton Press Tribune - The county board accepted a low bid of $1,212.787 for construction of the Camden Park Recreational Trail - phase one. The bid k went to RAG Construction Co. of Mar- , . sh[1,Thetrai[wilLbe located between Camden Park and Marshall. Phase one is from Camden Park to the north end of Lynd. Edgerton Enterprise - Less than a year after finishing Phase I of the expan- sion project, the society for the Edg- erton Christian Elementary School (ECES) has approved moving on with Phase II, which will address immedi- ate needs that the school has due to its increase in size. ECES has gained an additional 90 kids in the last five years alone. Fulda Free Press - The Fulda Heritage Society received a $2,500 donation from the Fulda Area Community Club SK Road Race. The money will be used to make improvements to the Fulda Depot (constructed in 1879) during the upcoming spring and summer months. Hendricks Pioneer - Irene's Cafe re- opened for business on Monday, March 2, after being closed for two months while undergoing extensive renovations. A steady stream of cus- tomers visited the cafe, meeting the new staff, which includes new man- ager Lynn Grahm. Jonathan Lengkeek, new owner of Irene's Cafe, is grateful for the patience and support of the community while Irene's was closed. Ivanhoe Times - On Monday, April 6, 9 a.m. at the lvanhoe Public Library, Molly Schweinfurter, genealogist from the Redwood Fails Public Library, will present a 45 Beginner Genealogy pro- gram, If you are interested in explor- ing your famll  S.xo0 t_ ogusg, anttq "dig up some dirt on your ancestors; this is the workshop for you. Lake Benton Valley Journal - At the first regular meeting of the Lake Ben- ton City Council, discussion covered the possibility of restarting a summer recreation program for local children in lune and July. Grants will be applied for and local donations will be sought to take some financial strain off the city. Pipestone County Star - This could be a busy year for feedlot construction in. Pipestone County. Three public hear- ings were held during the Feb. 24 Pip- estone County Commissioners' meet- ing for two property owners seeking permits to build new swine facilities. Those three projects put the county at five new feedlots that will be permit- ted so far this year. Tracy Headlight Herald- Tracy woman Mina Atkins makes teddy bears. Not just any teddy bear. Her cuddly bears are keepsakes for families--made from a lost loved one's clothes. The members of the family that receives these bears are able to remember and look back to the times when they saw their loved one wearing a certain piece of clothing. The bears are about 14 inches tall and soft like a pillow-- something to hold. In 2015 Tyler Healthcare Center will be celebrating our 100 Years of Healthcare during Aebleskiver weekend. The Tyler Clinic was built in 1920 and was half its present size pictured.. The part to the right of the entrance was added in the fall of [ I ] 1937. The downtown clinic was a seven room building with modem equipment, x-ray and all appliances for certain diagnoses. Dr. Vadheim and Dr. Golden were the physicians and surgeons that occupied the building along with Dr. Jacquot, ear, eye, nose and throat specialist. A day dedicated to the new you Proudly displaying your Social Security News new last name on a mar- By Cristina Powell, District Manager riage certificate is only the first step in legally chang- ing your name. Now that for all your earnings. In most cases, you apply the wedding and honey- There are a number of for your newborn's Social moon are over, you need to other reasons you may Security card and number, tell Social Security so you want to get a Social Securi- as well as the baby's birth can get a corrected Social ty card: starting a new job, certificate, in the hospital, Security card. verifying eligibility for gov- If you need a new, re- Feb. 18 was "Get An- ernmentservices, opening placement, or corrected other Name Day." It's the a bank account, obtaining Social Security card, you perfect day for you to get medical coverage, filing can find all the details at a replacement, corrected, taxes, and legally chang- www.socialsecurity.gov/ or original Social Security ing your name. In most ssnumber, including the card--but only if you real- cases, unless an employer "Learn What Documents ly need one. Of course, you or other entity specifically You Need" page, which can do this any time, but requests to see your card, lists the specific docu- you should do it as soon as all they really need is your ments we accept as proof possible after your name number. But, be cautious of age, identity, and citi- changes, when sharing your Social zenship. Each situation is If you have changed Security number. People unique, but in most cases, your name, whether due who commit fraud or want you simply need to print, to marriage, divorce, or for to steal your identity will complete, and either mail another reason, the way often ask for your Social or bring the application to change your name with Security number. Always to Social Security with the Social Security is to apply verify the identity of any- appropriate documenta- for a corrected Social Secu- one who is asking, wheth- tion (originals or certified rity card. This ensures that er you're online, on the copies only). your legal name matches phone, or face-to-face. After you receive your our records, thus avoiding If you just had a baby, Social Security card, don't possible problems in the he or she will need a So- carry it with you. To re- future, such as a delay in cial Security number. The duce your risk of identity obtaining any federal tax main reason is to show theft, keep your card in a refund owed or not getting your child's dependent safe place with your other full Social Security credit status on your tax return, important papers. Thomsen Hardware Enemark Seeds 184.5 Rich's Plumbing 177.5 Gackstetter's 164 Car Corral 163.5 Knudsen's BP 159 Wreckin' Crew 136 18.5 ,185 20 23 Renew Energy Maint 132 198 High scores: Kyle Johnson 255, 210,195, 660; Raschke 164 Brad Witmes 253, 189, 621; Bob Sichmeller  230, 533; Tony Dybdah1225, 211,591; Shawn Nelson 223,183, 568; Darren Lutterman 219, 9 191, 189, 599; Matt Serreyn 216, 193, 580; t2 Scott Johnson 214,189, 562; Dallas Sitzmann 12 213, 527; Dennis Jensen 209; 189, 572; Tot) 3 16 Schreurs 203; Travis Borresen 198,195, 570; Steve Hesse 192, 191, 562; Jordan Stynski Highscores:BradWilineS213,202;192,607; 192; Eric Ocampo 191; Rich Borresen 189, MicVanDeVre 204,182, 533; DarrenLutter- 511; JeremyJensen 189;JosephWichern 189; man 176, 172, 166, 514; C011in Christensen Chad Drake 183, i80, 522; Reid Jorgensen ,t76,167; Troy Houselog 167; Ryan Coudron 183; Josh Wieme 182; Adam Wieme 180; Kris 164; Peggy Wilmes 203, 178, 533; Kathi Vos 180; Clair Drake 513 VanDeVere 172, 163; Brandee Miller 161 Wednesday Women's Sunday Mixed TE Underground 181 Dagel-0pdahl 14 10 Johnson Trenching 171.5 Berger-Vermaat 14 10 Perky Balls 160 Rogers-Jorgensen 11 13 Snowflakes 81.5 Nieisen-Stuefen 9 15 High scores: GretchenTommeraasen 160, Sue High scores: Evan Rogers 192,187, 525; Reid' Furan 175, 167, Kathi VanDeVere 175, 169, ]orgensen 188,174,173, 535; Michael Berger Tanya Kern 190, 198 - 518 179, 177, 500; 6reg Stuefen 163, 161; Sharis Stuefen 169; Brenda Dage1167- HEART CARE Dr. Garcia sees patients at Tyler Medical Clinic on the 2nd Wednesday of each month. Dr. Garcia specializes in the diagnosis and treatment of heart diseases and disorders including high blood pressure, coronary artery disease and heart failure. To schedule an appointment with Dr. Garcia in Tyler, please call the Prairie Lakes Cardiology Clinic at 605-882-7953 or toll-free at 1-866-907-6058. PltAIItl| LAKES Healthcare System YOUR HEALTH : OUR MISSION prairielakes.com Watertown, SD